PRICING

WELCOME TO RENTREDI INC.!

 

BY ACCESSING AND USING OUR PRODUCTS AND SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO BE BOUND BY ALL OF THESE TERMS, PLEASE EXIT THE SITES, MOBILE APPLICATIONS OR OTHER SERVICES IMMEDIATELY AND DO NOT USE THEM IN ANY WAY.

 

Hi there! We appreciate your use of our applications, products and services (collectively, the "Services"). The Services are provided by RentRedi Inc., Inc., a Delaware corporation ("RentRedi Inc.," "Rentredi.com," "we," "us" or "our").

 

By accessing and using our Services, including, without limitation, by obtaining from us offers for products and services from our marketing partners, and by using interactive features or downloads that we own or control, you agree to these terms, our Privacy Policy, our User Content Rules, and any Additional Terms (as defined below), which are incorporated herein by reference. You should read them carefully.

 

Some of our Services are subject to additional terms and conditions ("Additional Terms"). For example, we may offer sweepstakes, contests or other promotions through the Services or through our representatives, which may be governed by separate rules, restrictions and eligibility requirements. You should read those Additional Terms carefully as well. If there is a conflict between the relevant Additional Terms and these terms, the Additional Terms will control.

 

We may modify these terms or any Additional Terms that apply to a particular Service at any time. Any changes will be effective upon posting. We will post notice on this page of modifications that we make to these terms. By continuing to use the Services following any modification to these terms, you agree to the terms as modified.

 

We are constantly changing and improving our Services. We may add or remove functionalities or features, and we may suspend or stop a Service altogether, and we may terminate, suspend, change, or restrict access to all or any part of the Services, in each case without notice or liability.

 

Account Registration

 

Registering for an account with us by providing the information requested in our registration process will give you access to your platform for collecting profile information and documents need for apartment rental applications and offers for products and services from our marketing partners, and any additional features we may develop for registered accountholders. Registering for an account is optional, but if you elect not to register for an account, you will not be able to access certain features of the Services.

All information you provide to us about yourself and your third party financial accounts must be true, accurate, current and complete information. You are required to keep all information up to date and accurate. You may not register an account for anyone but yourself. You agree not to misrepresent your identity, your personal information or your third party account information.

 

By registering for an account or using the Services, you accept all responsibility for maintaining the confidentiality of your password, controlling and limiting access to your account, and for all activities that occur under your account or password. You may not sell, transfer or assign your account.

We may suspend or terminate your account or your use of the Services or otherwise deny you access to the Services at any time and for any reason, including, without limitation, if we suspect that information you have provided is untrue, inaccurate, not current, or incomplete, without notice. You agree that we will not be liable to you or any third party if we suspend or terminate your access to any Services for any reason. We retain sole ownership over your RentRedi Inc. account information.

 

Consents You Grant by Registering and Using the Services

 

When you register for an account with us, you are providing to us the following specific consents:

I understand that I am authorizing RentRedi Inc. to use that Member Profile to match me with product and services offers from RentRedi Inc.s marketing partners.

 

Offers From Marketing Partners

 

We strive to improve the way consumers understand and access credit. As described in our Privacy Policy, we will never provide third parties with your credit report or credit score, but we may use your credit report, credit score and other relevant information that you provide to us while using the Services to match you with offers for financial products and services from our marketing partners. It is always your choice whether or not to apply for an offered product or service and we will never submit an application for a financial product or service on your behalf without your express consent.

 

The technology we use to provide you with offers for financial products and services is proprietary and, in finding those offers for you, we may elect to consider, ignore, emphasize, or de-emphasize relevant factors in our sole discretion. We do not guarantee that you will be presented with offers for any particular types of products or services or that you will meet the approval criteria for any particular offer.

 

Savings Estimates

 

We may use information from your Member Profile and data we have on available offers for financial products or services to estimate how you might save money through one of the financial products or services available through our Services. Any estimate we provide you of possible savings and other information is for illustration purposes only. Our estimates are based on certain assumptions and use only the data we have, and are neither endorsed by, nor commissioned by, any of our marketing partners. We do not warrant or guarantee the accuracy, adequacy, timeliness, reliability, completeness or usefulness of any estimates we provide, and we disclaim all liability for any errors or omissions in any such estimates.

 

User Content and Use of User Forums

 

We encourage you to use our Services to interact with other consumers and RentRedi Inc. members. We may provide you and others with the opportunity, through forums, blogs, message boards, review pages or other communication functionality to submit to us certain content and materials ("User Content") for display, distribution or publication on the Services. By using the Services, you agree to the User Content Rules.

 

By submitting, posting or displaying User Content on or through the Services, you grant to RentRedi Inc. a non-exclusive, transferable, unlimited, worldwide, irrevocable, sub-licensable and royalty-free license to publish, host, copy, distribute, modify, create derivative works from, reproduce, display, perform, transmit, process or otherwise use in any manner whatsoever and in all formats or distribution methods now known or developed hereafter, all or any portion of your User Content for the purposes of providing, optimizing, improving and promoting our Services. You agree this license includes the right to use your name, persona and likeness included in any User Content in connection with delivering the Services, without any obligation or compensation to you. You further agree this license includes the right for RentRedi Inc. to publish your User Content in a searchable format that may be accessed by other users of the Services.

 

You are solely responsible for and retain ownership in the User Content you submit, post, or display via the Services, subject to the license granted to us above. We do not endorse, represent, or guarantee the completeness, accuracy, reliability or usefulness of any User Content. You further acknowledge that RentRedi Inc. may (but has no obligation to) review, monitor, edit, control, distribute, refuse to distribute, block access, re-format, alter, distort, delete or remove User Content in order to satisfy any applicable law, enforce the terms (including our User Content Rules), or protect the rights, property or safety of RentRedi Inc., RentRedi Inc. users or any third party in our sole discretion. For additional details on our use of User Content, please review our Privacy Policy.

 

Intellectual Property

 

We hold or license all necessary intellectual property rights pertaining to the content and materials used in the Services (the "Content"), including, without limitation, the copyright to all Content and the trademarks or service marks to company, product, and service names and logos used and displayed on the Services, including, without limitation, RentRedi Inc. (including the RentRedi Inc. logo), rentredi.com, and all related logos (all such trademarks or service marks, the "RentRedi Inc. Trademarks"). The Content and RentRedi Inc. Trademarks are protected by U.S. and International intellectual property laws and treaties. You are permitted to use the Content only on the Services and you may not copy, reproduce, distribute, republish, display, post or transmit in any form (including, without limitation, linking to or mirroring) the Content or RentRedi Inc. Trademarks without our express prior written consent. The Content and the RentRedi Inc. Trademarks are and will remain the property of RentRedi Inc. or its licensors. You may not modify, sell, transfer or create derivative works based on any Content or RentRedi Inc. Trademarks, in whole or in part. You may not reverse engineer or reverse compile any of our Services or the Services technologies.

 

The Services may also display company, product, and service name and logos that are trademarks or service marks owned by our business or marketing partners ("Partner Trademarks"). Nothing in the Services grants you, by implication, estoppel, or otherwise, any license or right to use copy, display, distribute, modify, or reproduce any of the RentRedi Inc. Trademarks or Partner Trademarks.

You may not use the Services in any manner that infringes the rights of any third party. If you believe, in good faith, that any Content or User Content infringes your copyrights, notice of claimed copyright infringement should be sent to our legal department at legal@rentredi.com or by regular mail at RentRedi Inc., 800 Troy Schenectady Rd Latham NY 12110, Attention: Legal Department. In connection with any such claim, we may request additional information before we remove any infringing material.

Location of Services and Territorial Restrictions

 

You are not permitted to access or use the Services in any jurisdiction or country where such access or use would be contrary to the law or regulation of that jurisdiction or which would subject us to the laws of, or any registration requirement with, such jurisdiction. We control and operate the Services from the United States and we make no representations or warranties that the information, products or services provided through the Services, or the Content, are appropriate for access or use in other jurisdictions.

We reserve the right to limit the availability of the Services or the provision of any Content to any person, geographic area, or jurisdiction, at any time and in our sole discretion.

 

Limitations of Use and Notice of Prosecution

 

Your use of the Services must comply with all applicable law. Unauthorized use of the Services, including but not limited to, unauthorized entry into RentRedi Inc.'s systems, misuse of passwords, or misuse of any information available through the Services, is strictly prohibited. Any person attempting to access any of the Services without authorization may be subject to prosecution.

 

Links to Third Party Sites or Applications

 

There may be links within the Services, or communications you receive through the Services, to third party sites or applications or our Services may include third party content that we do not control, maintain or endorse (all such sites or applications and third party content, collectively "Third Party Content"). You expressly acknowledge and agree that we are in no way responsible or liable for any Third Party Content, including, without limitation, any damages, losses, failures or problems caused by, related to or arising from such Third Party Content. Your correspondence and business dealings with third parties, including with respect to the financial products or services offered by such third parties, and any terms, conditions, policies, representations or warranties associated with such business dealings, are solely between you and the third party. You should review all of the relevant terms, conditions, policies, representations or warranties associated with such Third Party Content, including any privacy policies and terms of service that may be on a third party site or application that you visit or use. We disclaim any harm, including, without limitation, harm related to your personal information, that may arise out of or relate to your access to or use of Third Party Content, including Third Party Content that is available on or through our Services.

 

Mobile Features

 

The Services may offer features and services that are available to you via our mobile applications or mobile websites. Standard messaging, data and other fees may be charged by your carrier. By using the mobile features, you agree that we may send communications to your mobile device and collect information from your device, as described in our Privacy Policy.

 

Updates to Downloadable Items

 

If you install applications or other downloadable items that may be available via the Services, you consent to the download of, and updates to, software to your computer or mobile device and you accept our terms of use then in effect and any Additional Terms related to such application or downloadable item.

 

Warranties and Disclaimers

 

USE OF THE SERVICES, THE CONTENT AND ANY MATERIALS OBTAINED THROUGH YOUR USE OF THE SERVICES IS AT YOUR OWN RISK. RENTREDI INC. MAY DISCONTINUE OR MAKE CHANGES IN THE SERVICES OR THE CONTENT AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU OR ANY THIRD PARTY. NONE OF RENTREDI INC. OR ANY OF OUR AFFILIATES, REPRESENTATIVES, AGENTS, OR SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, MEMBERS, SHAREHOLDERS, EMPLOYEES, AGENTS, VENDORS, INDEPENDENT CONTRACTORS, LICENSORS OR REPRESENTATIVES (COLLECTIVELY, THE "RENTREDI INC. PARTIES") UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY CONTENT OR OTHER INFORMATION PUBLISHED THROUGH THE SERVICES.

WE PROVIDE THE SERVICES AND CONTENT "AS IS," "AS AVAILABLE" AND "WITH ALL FAULTS," AND NEITHER WE NOR THE RENTREDI INC. PARTIES MAKE ANY WARRANTIES ABOUT THE RELIABILITY, ACCURACY OR USEFULNESS OF THE CONTENT OR THE SERVICES, USER CONTENT, OR SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION TRANSMITTED TO OR FROM RENTREDI INC. OR VIA THE SERVICES. THE RENTREDI INC. PARTIES FURTHER MAKE NO REPRESENTATIONS, WARRANTIES OR ENDORSEMENTS THAT: (i) THE SERVICES WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (iii) THE QUALITY OF ANY OF THE CONTENT, THE SERVICES, THE INFORMATION OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS; OR (iv) ANY ERRORS IN TECHNOLOGY WILL BE CORRECTED.

 

FURTHER, THE RENTREDI INC. PARTIES DISCLAIM ALL OTHER WARRANTIES RELATING TO THE SERVICES OR THE CONTENT, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, EXCEPT TO THE EXTENT SUCH WARRANTIES ARE REQUIRED BY APPLICABLE LAW.

 

YOU ACKNOWLEDGE THAT RENTREDI INC. IS SOLELY AN INTERMEDIARY BETWEEN (I) YOU AND INFORMATION PROVIDERS ACTUALLY FURNISHING YOUR CREDIT REPORTS, CREDIT SCORES AND OTHER INFORMATION, AND (II) YOU AND OUR MARKETING PARTNERS FOR WHOM WE DISPLAY OFFERS FOR FINANCIAL PRODUCTS AND SERVICES. YOU ALSO ACKNOWLEDGE THAT, THE ANALYSES AND TOOLS AVAILABLE THROUGH THE SERVICES, INCLUDING, WITHOUT LIMITATION, SAVINGS ESTIMATES AND APPROVAL ODDS, ARE BASED ON ASSUMPTIONS AND SUBJECT TO THE LIMITATIONS DISCLOSED WITH RESPECT TO EACH SUCH ANALYSIS OR TOOL. THE RENTREDI INC. PARTIES EXPRESSLY DISCLAIM ANY LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OR THE SERVICES, INCLUDING, WITHOUT LIMITATION, THE INACCURACY OR INCOMPLETENESS OF ANY SUCH CREDIT REPORTS, CREDIT SCORES, ANALYSIS OF RELATED INFORMATION, SAVINGS ESTIMATES, APPROVAL ODDS, OTHER INFORMATION, TOOLS OR ANALYSES AVAILABLE THROUGH THE SERVICES OR THE CONTENT; THE AVAILABILITY OR LEGALITY OF ANY OF THE OFFERS FROM OUR MARKETING PARTNERS; OR ANY TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS.

 

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE RENTREDI INC. PARTIES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

 

NOTWITHSTANDING THE FOREGOING, NOTHING IN THIS SECTION SHALL AFFECT WARRANTIES WHICH ARE INCAPABLE OF EXCLUSION OR RESTRICTION UNDER APPLICABLE LAW.

 

Limitation of Liability

 

UNDER NO CIRCUMSTANCES WILL THE RENTREDI INC. PARTIES BE LIABLE FOR ANY LOSS OR DAMAGES INCLUDING, WITHOUT LIMITATION, GENERAL, SPECIAL, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR ANY OTHER DAMAGES (SUCH AS LOSS OF PROFITS, LOSS OF GOODWILL, LOSS OF USE, LOSS OF DATA, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSSES) OF ANY KIND WHETHER IN AN ACTION IN CONTRACT OR TORT, EVEN IF THE RENTREDI INC. PARTIES, OR REPRESENTATIVES THEREOF, ARE OR WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES, ARISING OUT OF OR RELATING IN ANY WAY TO: (A) ANY PARTYS USE OR INABILITY TO USE THE SERVICES, THE CONTENT, OR ANY THIRD-PARTY SITE TO WHICH THE SERVICES OR CONTENT LINK; (B) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE; (C) THE COST OF GETTING SUBSTITUTE GOODS OR SERVICES; (D) ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SERVICES; (E) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (F) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICES; (G) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY SITE; OR (H) ANY OTHER MATTER ARISING OUT OF OR RELATING IN ANY WAY TO THE SERVICES, THE CONTENT OR USER CONTENT. THE RENTREDI INC. PARTIES ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES OR THE CONTENT IS TO DISCONTINUE USING THE SERVICES OR ACCESSING THE CONTENT AND, IF YOU HAVE REGISTERED FOR ANY SERVICES THAT REQUIRE REGISTRATION, TO TERMINATE YOUR ACCOUNT.

 

IN NO EVENT WILL THE RENTREDI INC. PARTIES TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION OF ANY KIND OR NATURE WHATSOEVER EXCEED TEN UNITED STATES DOLLARS ($10.00 USD).

WAIVER OF UNKNOWN CLAIMS. BY ACCESSING THE SERVICES, YOU UNDERSTAND THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED.

 

IF ANY OF THE FOREGOING LIMITATIONS ARE FOUND TO BE INVALID, THE RENTREDI INC. PARTIES' TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION OF ANY KIND OR NATURE WHATSOEVER SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW.

 

Monitoring of the Services and Disclosure for Administrative and Legal Reasons

 

RentRedi Inc. has the right, but not the obligation, to monitor the Services electronically. We may access, use, preserve, transfer and disclose any information (including Personal Information) to: (i) satisfy any applicable law, regulation, subpoenas, governmental requests or legal process if in our good faith opinion such action is required or permitted by law; (ii) enforce these terms, including investigation of potential violations thereof; (iii) protect the safety, rights, property or security of our Services or equipment or any third party; or (iv) detect, prevent or otherwise address fraud, security or technical issues. Any such access, use, preservation, transfer or disclosure may be carried out without notice to you at any time.

 

Governing Law and Dispute Resolution

 

The laws of the State of New York, excluding the conflicts of law provisions thereof, will apply to any disputes arising out of or in any way related to these terms or the Services. All claims arising out of or in any way related to these terms or the Services will be litigated exclusively in a federal or state court of competent jurisdiction in Albany County, New York, and you and RentRedi Inc. submit to personal jurisdiction in those courts.

 

NO CLASS ACTIONS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION YOU MAKE AGAINST RENTREDI INC. OR THE RENTREDI INC. PARTIES ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY RELATED TO THE SERVICES WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION.

 

Termination

 

These terms, as may be amended from time to time, are effective until your account, if applicable, is deactivated by either you or RentRedi Inc. and you discontinue your use of the Services.

 

If you want to deactivate your account, you may do so online at rentredi.com

Any section of the terms that by its nature is intended to survive termination of this Agreement or your use or access to the Services or the Content shall survive such termination.

 

Indemnification

 

You agree to defend (if requested by the RentRedi Inc. Parties), indemnify and hold harmless the RentRedi Inc. Parties from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, incurred by the RentRedi Inc. Parties in connection with any claim by a third party arising out of or in any way related to: (A) your use of the Services or the Content; (B) your violation or alleged violation of the terms, including, without limitation, your violation or alleged violation of any applicable law; or (C) your infringement or alleged infringement of any intellectual property or other right of any other person or entity. You shall not in any event settle any such claim or matter without the prior written consent of RentRedi Inc.. The RentRedi Inc. Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you further agree that you will cooperate fully in the defense of any such claims.

 

Miscellaneous

 

The terms (including the Privacy Policy, the User Content Rules and any Additional Terms which are incorporated by reference herein or hereinafter implemented) constitute the entire agreement between RentRedi Inc. and you in connection with your use of the Services or the Content. The failure of RentRedi Inc. to enforce any of its rights or act with respect to a breach of the terms by you or others does not constitute a waiver of any such rights and will not limit RentRedi Inc.s rights with respect to such breach or any subsequent breaches. No waiver by RentRedi Inc. of any of the provisions in the terms will be of any force or effect unless made in writing and signed by a duly authorized officer of RentRedi Inc.. RentRedi Inc. may assign its rights and duties under the terms to any party at any time without notice to you. You may not assign your rights hereunder, and any such assignment shall be void ab initio. If any provision of the terms is unlawful, void, or for any reason unenforceable under applicable law, then that provision will be deemed severable from the terms, as applicable, to the extent of such unenforceability and will not affect the validity and enforceability of any remaining provisions. The titles contained in the terms are inserted only as a matter of convenience and have no legal or contractual effect. You agree that the terms will not be construed against RentRedi Inc. by virtue of having drafted them.

Contacting Us

 

If you have questions regarding the terms or the practices of RentRedi Inc., please contact us by e-mail at legal@rentredi.com or by regular mail at RentRedi Inc., Inc., 800 Troy Schenectady Rd., Latham, New York 12110, Attention: Legal Department.

 

USER CONTENT RULES

 

We believe the combined knowledge and experience of everyone in the RentRedi Inc. community can help our members make the most of their credit health. The guidelines and rules on this page are intended to maintain a positive experience for all of our members as they take advantage of our reviews, advice center and other user forums. Keep in mind that you are responsible for all User Content you create (as defined in our Terms of Use) and RentRedi Inc.s user forums are intended to be open to the public, so please act accordingly. If you notice any violations of these User Content Rules, you may report such abuse by clicking on the flag buttons located throughout the Services.

     Dont misrepresent yourself or impersonate others. Do not misrepresent yourself, impersonate others, or otherwise submit User Content that is false, deceptive, inaccurate, or that is likely to mislead, deceive or confuse others.

     Dont infringe. You must own or have all necessary rights to post, submit or display your User Content (including photographs and video) and to grant us the license to use such User Content as described in our Terms of Use. We reserve the right to investigate and/or remove any User Content that we believe, in our sole discretion, may infringe someones copyright, trademark, or other intellectual property rights.

     No private information. Do not publish any persons private or confidential information, such as addresses, phone numbers, credit card or other financial account numbers, or Social Security Numbers.

     No threatening or abusive behavior. Do not post User Content that threatens, abuses, harasses or bullies others. Your User Content may not disparage others on the basis of race, ethnicity, national origin, religion, gender, gender identity, gender expression, sexual orientation, military or veteran status, disability, marital status or age.

     No violence, sexually explicit material or obscenity. Do not post User Content that depicts or promotes graphic or gratuitous violence, including violence to animals, that contains sexually explicit or pornographic material, or that includes obscene, profane or otherwise objectionable material.

     No illegal activity. You may not use any of our Services, including our User Forums, to promote or commit illegal acts or otherwise in furtherance of criminal activity. We reserve the right to take any action we deem appropriate in our sole discretion, including reporting to law enforcement, in response to User Content that may violate these Rules.

     No spam. Dont use our User Forums for spamming others, including posting unwanted commercial, advertisement or promotional materials.

     No viruses, malicious materials or phishing. Your User Content may not contain viruses, Trojan horses, spyware, malware or other malicious technologies that could damage the operation of the Services or computers, networks, or other devices of RentRedi Inc. or others. Further, you may not use User Content or the Services for phishing or similar scams.

In accordance with the Terms of Use, by using our Services, you agree to follow these rules with respect to User Content and your use of our various user forums. Please check back here for our latest rules, as we may need to change them from time to time and reserve our right to do so.

 

Thanks for being part of the RentRedi Inc. community.

 

PRIVACY POLICY

 

Welcome to RentRedi Inc.! Were here to provide you with tools and services that are designed to help you make the most of your credit health. Our privacy policy (the "Privacy Policy") describes the information RentRedi Inc., Inc. ("RentRedi Inc.," "RentRedi.com," "we," "us" or "our") collects when you register for, use, access or otherwise interact with any of our applications, products or services (collectively, the "Services"), why we collect it, how we use and share the information that we collect and receive, and the choices we offer.

In addition, please review our Terms of Use, which governs your use of our Services. If you have questions or complaints regarding our privacy policy or practices, please contact us at ryan@rentredi.com.

 

1. What Information Do We Collect?

 

Information You Provide to Us

When you register for an account with RentRedi Inc. or use our Services, we may ask you to provide us with certain information such as: (1) information that could reasonably be used to identify you personally, such as your name, address, email address, date of birth, Social Security number, drivers license number or phone number ("Personal Information"); and (2) other information about things like your income, gender or household. Some of the Personal Information we collect when you register, like your Social Security number, is required by the credit bureau to verify your identity so that we can fulfill your request for a free credit score and credit report. We may also collect Personal Information or other information directly from you through various other forms and places throughout the Services, including Contact Us" forms, or when you otherwise interact with us in order to provide or enhance our Services. We may combine non-personal information with Personal Information, but we will treat the combined information as Personal Information as long as it is combined.

The Services are operated in the United States and intended for users located in the United States.

 

The Services are not intended for anyone under the age of 18. We do not knowingly collect any Personal Information from children younger than the age of 13. We will delete any Personal Information collected that we determine to be from a user younger than the age 13. If you are a parent or guardian of a child under the age of 13 and believe he or she has disclosed Personal Information or other information to us, please contact us at legal@rentredi.com via email or write to us at: RentRedi Inc., Inc. Attention: Legal Department, 800 Troy Schenectady Rd., Latham, New York 12110.

Information We Collect As You Access And Use The Services

In addition to any Personal Information or other information that you choose to submit to us, we and our third-party service providers may use a variety of technologies that automatically collect certain information telling us how you access or interact with the Services ("Usage Information"). For an explanation of the technical terms we use below, see our Glossary. The Usage Information we may collect includes:

     Device and browser information. We automatically receive and record information that your browser sends when you are using our Services. This may include information such as your IP address or other Device Identifier, browser type, browser language, the date and time of your request, and one or more cookies that may uniquely identify your Device.

     Log information. When you use our Services, we may use certain technologies and methods for collecting Usage Information about how you interact with our Services. For example, we may collect Usage Information through cookies, Flash cookies, web beacons or embedded scripts.

     Location information. RentRedi Inc. will not collect your specific location information without your consent. However, we may ask your consent to using location-enabled services on your Device so that we can collect, share and process information about your specific location to enhance our Services and offers to you, using things like GPS or Wi-Fi access point information. If at any point you no longer wish to allow us to use location-enabled services on your Device, you may disable this feature through your Device settings. We may also use information like your IP address or other Device Identifiers for approximate location information, like your city or state.

     Information Collected by Mobile Application. Some of our Services may be provided through an application on your mobile, tablet computer, or similar device ("Mobile Application"). Our Mobile Application may collect the same types of information described above, including Personal Information or other information that you provide (e.g. name, age, gender, address), or Usage Information that is automatically collected and stored. We may also collect and use technical data and related information, including but not limited to, preferred language, phone number or other unique Device Identifiers assigned to your mobile device, technical information about your mobile device, system and application software, and peripherals, that is gathered periodically to facilitate the provision of software updates, product support and other services to you (if any) related to such Mobile Applications. We may associate your unique Device Identifier or Mobile Application Usage Information with any Personal Information you provide, but we will treat the combined information as Personal Information as long as it is combined.

 

Information Third Parties Provide About You

 

We may supplement the information we collect about you with information from third parties in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to consider financial products or services that we believe may be of interest to you. This includes, for example, the free credit report and free credit score we may obtain on your behalf when you register. We may combine the information we receive from outside sources with information we collect through the Services. We treat all information about you, whether received from you or from a third party, in accordance with this Privacy Policy and our Terms of Use.

 

Information You Provide About A Third Party

 

If you choose to use our referral program to tell a friend about our Services, we will ask you for your friend's name and email address. We will send your friend an email inviting him or her to visit the site. RentRedi Inc. stores the information you provide for the sole purpose of sending this email and tracking the success of our referral program. The information you provide will not be used for any other marketing purpose unless your friend signs up for an account or we otherwise obtain consent from that person. Please be aware that when you use any send-to-a-friend functionality through our Services, your name and e-mail address may be included in the communication sent to your friend.

Your friend may contact us at legal@rentredi.com to request that we remove this information from our database.

 

Information Third Parties Collect

 

RentRedi Inc. may post links to third party web sites which are governed by their own terms and are not subject to this Privacy Policy. We do not exercise control over these third party sites and they may place their own cookies or other files on your Device, collect data, web site usage information and your Device Identifier, or solicit Personal Information from you. We are not responsible for the privacy practices of any third party. We encourage you to note when you leave our Services and to read the privacy policies and terms of service of all third party web sites or applications before submitting any Personal Information to third parties.

 

In addition, our Services may include social media features, such as the Facebook Like button and widgets, the Share This button or interactive mini-programs that run on our site. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our site. Your interactions with these features are governed by the privacy policy of the company providing the feature.

 

2. How Do We Use The Information We Collect?

We use the information we collect to provide, maintain, protect, optimize and improve our Services, and to enhance our user experience. For instance, we may use the information we collect in the following ways:

     Free Credit Report, Credit Score, Credit Monitoring and Account Monitoring. When you register for our free credit report and free credit score, we use the Personal Information you provide to verify your identity and provide those services. You also have the option to register for free credit monitoring, account monitoring and other Services. We never share your credit report or credit score with third parties.

     Usage Information. We use Usage Information for general purposes: to enhance or otherwise improve the Services, to customize our content and the offers for financial products and services you see, to develop new services, conduct research, and provide anonymous or aggregated reporting internally and to our business partners. We do not store your Personal Information in cookies or log files on your Device, but identifiers in such cookies or log files may be tied to your Personal Information in our systems.

     Special Offers and Updates. We use information we collect in providing the Services, including Personal Information, to match you with offers for financial products and services. Generally, we will display these offers when you access our web or mobile Services, but we will occasionally send you information on products, services, special deals, or promotions, by email or other electronic messaging. Out of respect for your privacy, we present the option not to receive these types of email or electronic messaging communications by logging into your account and visiting the "My Profile" page or by following the unsubscribe instructions included in each email.

     Service-related Announcements. We will send you service-related announcements. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these non-promotional communications. If you do not wish to receive them, you have the option to terminate your account.

Push Notifications. If you use our Mobile Applications, we may send you push notifications from time-to-time via our Mobile Application in order to provide or alert you to service-related announcements or information on products, services, special deals, or promotions. If you do not wish to receive these types of communications, you may turn them off in your mobile Device settings.

     Customer Service. When you first register for the Services, we may send you an introductory email welcoming you to RentRedi Inc.. We may also communicate with you via email or other means in response to your inquiries and to manage your account. As described above in Information You Provide About A Third Party, we may also use information you provide about others to send invitation e-mails as part of our referral program.

     Administrative and Legal Reasons. We may access, use, preserve, transfer and disclose your information (including Personal Information): (i) to satisfy any applicable law, regulation, subpoena, governmental request or legal process if in our good faith opinion such action is required or permitted by law; (ii) to enforce the Terms of Use, including investigation of potential violations thereof; (iii) to protect the safety, integrity, rights, property or security of our Services or equipment or those of any third party; or (iv) to detect, prevent or otherwise address fraud, security or technical issues. Further, we may use IP addresses or other Device Identifiers to identify users, and may do so in cooperation with third parties such as copyright owners, internet service providers, wireless service providers and law enforcement agencies, including disclosing such information to third parties, all in our discretion. Any such access, use, preservation, transfer or disclosure may be carried out without notice to you.

 

3. How Is Your Information Shared?

RentRedi Inc. does not share, sell or rent your Personal Information to third parties for any purpose except in the following circumstances:

     With Your Consent. We will share your Personal Information with parties outside of RentRedi Inc. when we have your consent. For example, when you register for an account with us, we will ask for your consent to share your Personal Information with a third party credit bureau so that we may obtain a free credit report and free credit score on your behalf.

When You Choose to Provide Information to Third Parties. As part of the Services, you may be presented with opportunities for additional financial products or services that may require submitting information to unaffiliated third parties. For example, you may be asked to respond to offers provided by our marketing partners or presented with co-branded services we provide in association with third parties such as our marketing partners, business partners, or sponsors. These opportunities vary from day to day, but we will identify the relevant third party and in general, if you are interested in a particular offer or co-branded service, you will be taken to a third party site to complete the transaction or asked to submit information to the third party through a form on our site. When you are asked to provide information to a third party in connection with such offers or co-branded services, you may be providing your information to both us and the third party. We will treat information we collect in connection with a particular offer or co-branded service in accordance with this Privacy Policy but we are not responsible for the privacy practices of such third parties. For more information, see "Information Third Parties Collect."

     When You Disclose Information Publicly. The Services may permit you to submit ideas, questions, comments, suggestions or other content, including Personal Information (collectively, "User Content"), that is publicly viewable (such as the public portions of your user profile or comments you post on our publicly accessible blog). We or others may reproduce, publish, distribute or otherwise use User Content online or offline in any media or format (currently existing or hereafter developed). Third parties may have access to this User Content and may have the ability to share it further with third parties across the Internet. Please think carefully before deciding what information you share, including Personal Information, in connection with your User Content. RentRedi Inc. does not control who will have access to the information that you choose to make public, and cannot ensure that parties who have access to such publicly available information will respect your privacy or keep it secure. This Privacy Policy does not apply to any information that you disclose publicly or share with others, whether through the Services or otherwise. For additional information regarding our policies relating to User Content, please see our User Content Rules.

 

To request removal of your Personal Information from User Content, contact us at legal@rentredi.com. In some cases, we may not be able to remove your Personal Information from such User Content, in which case we will let you know if we are unable to do so and why.

 

     When Third Parties Provide Services on Our Behalf. We may use third party service providers or vendors to support or perform certain aspects of the Services on our or your behalf, such as hosting the Services, designing or operating the Services features, tracking the Services analytics, providing data used, directly or indirectly, in connection with the Services, marketing the Services, enabling RentRedi Inc. to contact you with offers or performing other administrative services. We may provide these third party service providers or vendors with access to user information, including Personal Information, in connection with the services they are performing for you or for us. In connection with our Services, these third party service providers or vendors may also set and access their own cookies, web beacons and embedded scripts on your Device, and they may otherwise collect or have access to information about you.

     For Sweepstakes, Contests and Promotions. We may offer sweepstakes, contests, and other promotions (each a "Promotion") through the Services or through social media or other channels. By participating in a Promotion, you are agreeing to official rules that govern that Promotion, which may contain specific requirements of you, including allowing the sponsor of the Promotion to use your name, voice and/or likeness in advertising or marketing associated with the Promotion.

     As Part of a Business Transfer. We may share your information, including your Personal Information, and Usage Information with any parent, subsidiary or affiliate entity for the purposes disclosed in this Privacy Policy. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Services; or (ii) in connection with any merger, acquisition, consolidation, restructuring, the sale of the majority of our outstanding stock, the sale of all or substantially all of our assets, or other corporate changes. In such cases, if there are any material changes in the use of your Personal Information as a result of such business transfer, as well as any choices you may have regarding your Personal Information, you will be notified via a notice to the primary email address specified in your marketing preferences or by placing a prominent notice on our site.

 

Administrative and Legal Reasons. See "How Do We Use The Information Collected - Administrative and Legal Reasons".

 

4. Cookies and Online Tracking

 

Advertising Service Providers

We may work with third-party advertising networks, marketing partners, publishers and other entities ("Advertising Service Providers") to perform analytics and advertise our products and services on websites not affiliated with us. In connection with these advertising services, we or our Advertising Service Providers, like Google Analytics (discussed below) may use cookies, web beacons, and similar technologies to collect behavioral information about how you use our site or other websites in order to perform tracking and marketing analytics or serve advertisements that are more likely to be of interest to you ("Interest-Based Advertisements"). Our Advertising Service Providers may permit you to opt-out of all or some Interest-Based Advertisements on designated websites. For example, many of our Advertising Service Providers participate in the Network Advertising Initiative opt-out program or Digital Advertising Alliance opt-out program.

 

Disclosure Regarding Google Analytics Advertising Features

In addition to services from other Advertising Service Providers, we utilize the following Google Analytics Advertising Features as part of our marketing analytics and advertising: Remarketing with Google Analytics, Google Display Network Impression Reporting, DoubleClick Platform integrations and Google Analytics Demographics and Interest Reporting and may use other services provided by Google Analytics from time to time. Google provides users an opportunity to opt-out of the Google Analytics Features through Googles Ads Settings and their web browser opt-out plugin. For additional information on opting out of interest-based ads by Google, visit here.

 

Do Not Track Signals

 

At this time, RentRedi Inc. does not respond to automated signals regarding tracking mechanisms, including do not track instructions from your browser. However, you may change the privacy preferences in your browser to prevent or limit the use of cookies or similar technologies. Be aware that Flash cookies operate differently than other browser cookies and various browsers may offer their own management tools for removing Flash cookies. To manage Flash cookies, please click here. Please note that blocking cookies, Flash cookies or similar technologies may affect your browsing experience on many sites and may prevent your ability to use certain RentRedi Inc. Services, including many of the personalized features we provide for our members.

 

5. How Do I Access and Change My Personal Information or Change My Communications Preferences?

 

Accuracy of Your Personal Information

You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of registration. You can access and make changes to certain Personal Information you submit at any time by logging in with your registered e-mail address and password and making the change on our "Personal Information" page. If you no longer desire to use our Services, you may deactivate your account on our help page by selecting "Canceling my free membership" from the dropdown menu.

 

Communications Preferences

 

You may also visit the "Communications and Monitoring" page to adjust your communications preferences. For example, you can elect not to receive newsletters or alert emails (you can also do this by following the "unsubscribe" instructions included in each email). New categories of marketing communications might be added to the "Communications and Monitoring" page from time to time.

 

6. Other Important Information About The Services

Security Practices and Social Security Protection Policy Statement

 

RentRedi Inc. maintains physical, electronic, administrative and procedural safeguards to protect the confidentiality of Personal Information, including Social Security numbers, that we collect about you. We limit access to Social Security numbers to help protect against their loss or misuse and do not disclose Social Security numbers to third parties except where such disclosure is required or permitted by law. For more information on our Security Practices, please visit Our Security Practices.

If you have any questions about security on our Services, you can send an email to us at security@rentredi.com.

 

Terminating Your Account

 

If you wish to terminate your account with us, please follow the instructions detailed in the Terms of Use. RentRedi Inc. must comply with certain recordkeeping and information retention requirements. Therefore, we cannot delete your account information outright when you request to terminate your account. However, we will disable your account, which will be inactive and not accessible to anyone other than RentRedi Inc. authorized personnel. Moreover, once your account is terminated, you will not receive any further communications from RentRedi Inc.. Except to the extent necessary for legal or regulatory recordkeeping purposes, your data will be anonymized after a period of two years and then may be held by us indefinitely. It may take an additional limited period of time for our automated backup systems to process the anonymized accounts.

 

Your California Privacy Rights

 

Californias "Shine the Light" law, California Civil Code 1798.83, requires certain businesses to respond to requests from California customers (those who have an established business relationship with us) asking about the business practices related to disclosing Personal Information to third parties for the third parties direct marketing purposes. We do not share customer information with third parties for their direct marketing purposes, and Californias Shine the Light law therefore does not apply to RentRedi Inc..

 

Changes to Our Privacy Policy

 

We reserve the right to change this Privacy Policy at any time without notice to you. If there are any material changes in the way we treat Personal Information or credit report information, RentRedi Inc. will notify you by sending a notice to the primary email address specified for your account or by placing a prominent notice on our site prior to the change becoming effective. RentRedi Inc. will also promptly post any such policy changes to this page. Any changes will be effective immediately upon the posting of the revised Privacy Policy.

 

More Information

 

For additional information, or if you have questions regarding this policy or privacy practices at RentRedi Inc., please submit your questions or comments directly to legal@rentredi.com via email or write to us at: RentRedi Inc., Inc. Attention: Legal Department, 800 Troy Schenectady Rd., Latham, New York 12110.

Last Updated: November 25, 2016

Glossary of Technical Terms:

     Cookies.

A cookie is a data file we may place on a Device when you access the Services. Cookies may be used for purposes like identifying you, remembering your preferences, and tracking your visits to our web pages. If you choose to disable cookies on your Device, some features of the Services may not function properly. We do not store Personal Information on cookies. However, some of our business partners may also use cookies on our site. We do not have access or control over these cookies.

     Device.

The computer or other device you used to access the Services.

     Device Identifier.

An alphanumeric identifier that is automatically assigned to your Device that our computers use to identify your Device.

     Embedded Scripts.

We may use embedded scripts or similar methods when you access our Services. An embedded script is programming code that collects information about your interactions with the Services, such as the links you click on. The code is temporarily downloaded onto your Device from our server or that of a third party service provider, is active only while you are connected to the Services, and is deactivated or deleted thereafter.

     Flash cookie.

A Flash cookie is a data file placed on a Device via the Adobe Flash plug-in that may be built-in to or downloaded by you to your Device.

     Web beacons.

Web beacons are small, invisible graphic images or other web programming code we may place on web or mobile pages, or other parts of the Services (also known as "1x1 GIFs" or "clear GIFs"). We may use web beacons or similar technologies for a number of purposes, such as counting users of the Services, monitoring how users navigate the Services, determining whether emails we sent were actually opened or counting views of particular articles or links. In contrast to cookies, which may be stored on your Devices hard drive, web beacons are embedded invisibly on web pages and are about the size of the period at the end of this sentence.