Introducing Financing with RentRedi + Stripe Capital

Access to capital can be one of the most limiting growth factors. With RentRedi Capital, you can help jump-start your business with flexible, on-demand financing. Apply in a few clicks without impacting your personal credit score. Eligible rental businesses are automatically prequalified and can receive funds in as little as two business days after you’re approved. Get the financing you need today with RentRedi Capital.

Benefits & Features

• Simplified application process—apply in a few clicks! Eligibility is based on factors like your payment volume and history on RentRedi.
• Get funds quickly. If you’re approved, receive your funds in as little as one to two business days directly into your RentRedi account. 
• Clear terms–no surprises. You’ll view terms up front when you select the offer amount that’s right for your business, so you’ll know exactly what to expect from RentRedi Capital.
• Pay as you earn for stress-free financing. With RentRedi Capital, you automatically pay the loan or merchant cash advance with a fixed percentage of your daily sales until the total amount is paid. Stripe Capital loans have a minimum amount due each payment period. If the amount that you pay through sales doesn’t meet the minimum required, your bank account will be automatically debited for the remaining amount at the end of the period.

How It Works & Eligibility

• Check your eligibility: If you’re eligible, based on factors that include your payment volume and history on RentRedi, you will receive a capital offer via email.
• Select your offer: Select the amount that’s right for your business needs. The financing fee and payment rate are set based on the funding amount.
• Receive your funds: After your application is reviewed, if you are approved the funds are deposited into your bank account, typically in as little as one to two business days after approval.
• Pay as you earn: You’ll automatically pay the financing with a fixed percentage of your sales, until the total amount is paid. Stripe Capital loans have a minimum amount due each payment period. If the amount that you pay through sales doesn’t meet the minimum required, your bank account will be automatically debited for the remaining amount at the end of the period.

Offer Structure

If eligible, you’ll receive an email with your personalized offers, and you can choose the one that works best for your business. Each offer will outline:

• The financing amount: The dollar amount that will be deposited into your bank account
• The flat fee: The fee you’ll pay over time in exchange for the financing amount – there are no other fees or compounding interest
• The total amount financed: The sum of the financing amount and the flat fee
• The payment rate: The percentage of your daily card transactions processed through RentRedi that will be withheld to repay the total amount financed

Payment

You’ll automatically pay towards the financing over time through a percentage of your transactions according to your payment rate. The payment process will begin automatically 1-2 business days after the funds have been deposited into your account. The more card sales you process through RentRedi, the faster you’ll pay!

Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. See your Dashboard for the terms of your offer.

Crystal

Director of Content Marketing, RentRedi

Crystal Abing is dedicated to helping landlords and tenants feel at home in the rental world. She writes blogs, guides, and updates that turn tricky property management topics into clear, actionable tips. Her goal is to ensure landlords feel confident running their rentals while tenants feel supported using RentRedi. At the heart of her work is a passion for making property management simpler, smarter, and less stressful for everyone.

Articles: 746 | Joined: 2023

View all posts by Crystal

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