Renters Insurance Report: Data Trends for 2025

A new renters insurance report from RentRedi and BiggerPockets takes a closer look at how landlords think about—and handle—renters insurance. Most landlords understand the difference between renters insurance and landlord insurance, but many aren’t requiring tenants to have it. Even fewer are taking steps to verify coverage. That gap can leave both landlords and renters exposed to financial risk, especially as rental portfolios grow and things get more complex.

But the data also points to a potential opportunity. Smaller landlords, in particular, are stepping up—turns out they’re 60% more likely to require renters insurance than landlords with larger portfolios. It’s proof that with the right tools, it’s possible to stay protected without making things harder for you or your tenants. That’s where platforms like RentRedi come in—offering smart, streamlined ways to manage renters insurance so landlords can protect their properties and give tenants a better experience at the same time.

Renters Insurance Report: Data Trends for 2025

Survey Methodology

The joint survey with BiggerPockets, conducted from June 11–16, 2025, gathered responses from 812 real estate investors and property owners. Separately, RentRedi survey conducted its own survey from March 30 to April 14, 2025 with 1,623 respondents that analyzes landlord behavior across portfolio sizes. Respondents were asked about their renters insurance practices, including verification methods, lease considerations, and use of property management software. In both surveys, percentages have been rounded to the nearest whole number.